Colorado Casualty Insurance Company’s refusal to pay for a health data breach by a business associate of University of Utah Hospitals and Clinics in April has created substantial uncertainty among healthcare risk managers seeking to protect their organizations. The case considered one of the worst nightmares for healthcare: a business associate's insurer refusal to cover the cost of a breach, leaving the healthcare organization liable for the huge cost of mitigation. The cost of reporting and mitigating health data breaches has shifted the issue from one of technical compliance to core business operations. With breaches expected to become more common, attention necessarily focuses on how to respond in the most affordable and effective way. The fight among Colorado
Casualty, the University of Utah Hospitals and Clinics and
its business associate, has made everyone scramble. The
vague arguments by the insurer have left everyone guessing. Some insurers are
already worried that their clients are reporting too many
breach claims, and the controversy over Colorado Casualty's
decision only heightens the need for healthcare to pay
closer attention to how insurers are interpreting their own
policies. The Nuts & Bolts of Insurance & Covering the Costs of Health Data Breaches. PARTICIPANTS WILL BE BRIEFED ON:
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Responding to Key
Issues
in
OCR's
Proposed HITECH
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